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Debt



CCCS (Consumer Credit Counselling Service)
Web: www.cccs.co.uk
Free Helpline:  0800 138 1111 (8am-8pm M-F)
Charity dedicated to providing confidential, free counselling and money management assistance to financially distressed families and individuals

Financial expert Andrew Oxlade's website
www.thisismoney.co.uk/debt

National Debtline
Web: www.nationaldebtline.co.uk
Fee Helpline:  0808 808 4000
Provides free confidential and independent advice on how to deal with debt problems 

Citizen’s Advice Bureau
Web:  www.citizensadvice.org.uk
Citizens Advice Bureaux provide free, confidential and independent advice from over 3,000 locations including in bureaux, GP surgeries, hospitals, colleges, prisons and courts.

Shelter
Helpline:  0845 458 4590 (M-F 9am-9pm & Sat 9am-1pm)
Web:  www.england.shelter.org.uk  
Housing and mortgage arrears problems: http://england.shelter.org.uk/advice/advice-4176.cfm
Offer free confidential expert advice via their website, Housing Aid Centres, helpline and e-mail services.

Community Legal Advice
Web:  www.communitylegaladvice.org.uk
Helpline:  0845 345 4345
If you’re in danger of eviction/repossession it’s important to get legal advice asap.

Directgov
Web: www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt
Link to Government website with advice and information on managing debt including mortgage problems.

Government Redundancy entitlement statutory rights guide for employees from BERR
Helpline:  0845 145 0004 (calls are charged at local rates).
Web:  www.berr.gov.uk/whatwedo/employment/employment-legislation

Government Financial Help for Families Website
www.direct.gov.uk