Longest ever 0% balance transfers, Easter restaurant vouchers, railcard code and more. These are Money Saving Expert Martin Lewis’ Deals of the Week.
Remember, deals can change quickly, even while I’m on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.
Web Exclusive: Free Maltesers bunny (usually 60p)
Until 6pm today, go via the special ‘Tesco Find The Eggs’ website (see Useful Links), enter a postcode and then find three eggs to get the free 'Malteaster' chocolate bunny (usually 60p). It may take a while to find all three, but Tesco's confirmed everyone who plays will always win. There were originally 500,000, and a good chunk has already gone, but I hope there’ll still be enough if you go quick.
Easter restaurant vouchers
PizzaExpress 3 courses for £13: Register with PizzaExpress and get a three-course set menu for £12.95. It’s available after 4pm today and all day Friday, Saturday, Sunday and Monday this weekend. The voucher's valid at the restaurant you choose when signing up and it's good for the whole table. There are loads of excluded restaurants though, so check first.
The Real Greek 2 courses for £10: Go to The Real Greek website and print a voucher that’ll get you two courses from the set menu for £10. The most expensive combo would usually cost almost £25 so there's a good potential saving. The voucher's valid this Friday, Sunday and Monday for a group of up to six people.
GBK 2 burgers for £12: Print the GBK voucher from its Facebook page to get two burgers for £12 (some can top the £9 mark) at most restaurants till 18 April 2013. One voucher's needed for every two people and it’s valid this Sunday and Monday.
Harvester two ‘free’ kids brekkies: Buy the Harvester Big Breakfast or Simply Breakfast this Saturday or Sunday and two kids eat free from the Young Guests menu, saving £4ish. No voucher's needed, simply walk in.
Longest ever balance transfer – 26 months 0%
A balance transfer is where you get a new card that pays off the debts on other cards for you - so you owe the new card the money, but at a lower rate saving you big bucks and meaning more of your repayments clear the actual debt.
A price war means 0% lengths have jumped as providers fight to top the best buys.
New Barclaycard cardholders get a huge 26 months 0% (18.9% representative APR after), but the one-off fee is a high 3.5% of the amount transferred. If you can repay quicker, then Lloyds TSB has 21 months 0% (17.9% representative APR after) –apply now and shift debt quickly by 10 June, then the fee’s halved to 1.5%.
If you can repay much quicker, NatWest is 0% for 13 months on shifted debts, with just a 1% fee when you transfer within three months - a good offer if you can repay quickly. The rate after jumps to 17.9% representative APR.
You’ll need to pass a credit score to get all of these deals.
Always follow the balance transfer golden rules:
a) Repay at least the set monthly minimum, or you may lose the 0% rate.
b) Aim to clear the debt or shift again before the 0% ends, or rates rocket.
c) Don't spend on these cards, it isn't usually at the cheap rate.
More info in the Useful Links section.
- Free three-month National Art Pass (worth £20-ish): Buy the Daily Telegraph (£2) this Saturday and inside you’ll find a web page address to get the three-month pass for up to two people at the same address. The pass gets free entry to 200 museums, art galleries and castles around the UK that you’d normally pay for.
- ‘Free’ Ascot Racecourse tickets: Go to the Ascot website to get a 'free' £13 grandstand admission ticket (not Royal Ascot unfortunately) valid on Wednesday 1 May - just pay a £3.50 booking fee per transaction. You'll also get a free racecard (worth £3.50) and free car parking (worth £6). You can book up to four free tickets. There were originally 15,000 tickets available, but the offer has been on a few days.
- Three-year 16-25 Railcard for £56 (usually £65): Until 1 April, enter code 3FOR2 on the 16-25 Railcard website and you’ll pay £56 for a three-year card (usually £65, though an annual card costs £28), which gets a third off travel. The latest you can buy a three-year railcard is the day before your 24th birthday, but you’ll be able to use it until the day before your 27th birthday.