Gift cards warning, new longest ever 0% debt shift card, 2 free Chessington tickets, unlimited off-peak London Midland travel offer and a free £20 Kurt Geiger voucher. These are Money Saving Expert Martin Lewis’ Deals of the Week.
Remember, deals can change quickly, even while I’m on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.
Best Balance Transfers: Martin’s full guide to cutting credit card costs
London Midland train travel
Elle to activate Kurt Geiger gift cards
Barclaycard Platinum 0% for 25 months
Halifax 0% for 24 months
MBNA 0% for 23 months
Topcashback Domino’s offer
Spent Christmas gift vouchers or cards yet? Do it ASAP!
This is an important reminder that if you or your children have unspent gift vouchers or cards, you should think about using them ASAP.
This isn’t just on the back of the obvious news about HMV, Jessops and Blockbuster – big companies that went into administration, meaning they didn’t have to accept gift cards, making them potentially worthless. It’s far safer to have the goods than the vouchers.
It’s also about using them now, so you don’t lose them – which is staggeringly common – or, as happens with some, they go out of date.
New longest ever 0% debt shift card
Accepted new cardholders balance-transferring existing credit card debts to the Barclaycard Platinum get 25 months 0% for a 3.2% fee (and 18.9% representative APR after that) – that’s the longest EVER 0% deal. However, to get it, you’ll need a decent credit score and you can’t shift debts from other Barclaycards to it.
If that’s an issue, and it’s a long 0% that’s right for you (there are shorter lower-fee options and longer consistent low-rate deals too), there are alternatives:
- Halifax Balance Transfer Card: If you’re switching debt from a Barclaycard this is the longest deal you’ll get, at 0% for 24 months with a 3% fee.
- MBNA: 0% for 23 months with a 2.85% fee.
- But with all the cards, repay or shift again before the 0% ends, otherwise it's 18.9% representative APR.
WARNING! Only do this if you follow the balance transfer golden rules: a) Repay at least the set monthly minimum or you can lose special rates. b) Always plan to fully repay or shift the debt again before the 0% ends, or rates rocket to the APR. c) Don't spend on these cards. That isn't usually at the same cheap rate.
- Unlimited London Midland train travel £15/day: There are 45,000 vouchers for £15 unlimited off-peak day travel with London Midland trains on any of its routes, for travel from 9 February to 24 February, which includes half-term. Just print the Great Escape voucher from the London Midland website and take it to a London Midland station to redeem.
- 2x ‘free’ Chessington tickets (RRP £86): Collect nine different tokens from The Sun every day, starting on Saturday 2 February. Then send in the application form, which is in the paper on 6 February or online - plus the tokens and an SAE. Tickets are only available for a specific day, so you’ll have to be flexible with dates.
- Free £20 Kurt Geiger voucher in magazine: There's a free £20 Kurt Geiger gift card on the cover of March's £4 Elle magazine (Victoria Beckham on the cover). You must activate the card using the specific link, elleuk.com/kurtgeiger, by 30 April and it can then be used in-store or online (delivery's £4.95). There’s no minimum spend, but the card’s only valid on full price items and on certain brands.
- It’s worth noting that the last time I mentioned this deal, the terms were changed quite quickly to add a minimum spend, so if you’re redeeming, go quick.
- Web Exclusive: Domino’s 50% off code, plus £9.99 cashback.
- Until 11.59pm on 3 February, or until 5,000 orders have been made using the link, if you sign up to cashback site Topcashback (if you haven’t already) and go via its special link, you should get paid £9.99 on your Domino’s order. Plus, if you enter the code FEEDME50 at the Domino’s checkout when ordering you’ll get 50% off a £15+ pizza spend. This could result in some actually making money out of getting pizza. Yet be aware that cashback sites can suffer from tracking issues, so the cashback is never guaranteed.