Slash overdraft costs, free pig racing, 50p car wash, high street codes and more. These are Money Saving Expert Martin Lewis’ Deals of the Week.
Remember, deals can change quickly, even while I am on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.
Web exclusive: Online codes
Go online to Evans and you'll find a code to enter at the checkout to get 20% off everything until 9 June. There’s also 20% off Mothercare’s clearance clothing with the code CL20 – use it by 10 June. Plus enter the code 8165 at La Redoute by 9 June to get 40% off full-price items only.
With all of these there are some exclusions, so do double-check the code’s been applied to your basket before paying.
If you regularly dip into your overdraft and are charged, it may be possible to switch bank account and move to a 0% overdraft for up to a year. The aim is to use that time to clear yourself out of your overdraft before the charges come back – though acceptance does depend on passing a credit check.
Nationwide’s FlexDirect account is 0% for a year, then 50p/DAY. Meanwhile, Halifax gives six months 0% plus a £100 bonus for switching (requires you to pay in – ie, have an after-tax salary – of £750/month), though its overdraft fees afterwards are up to £3 a day – so only get this if you’ll be overdraft-clear by then. First Direct also gives all customers (min £1,000/month pay in) a permanent £250 interest-free overdraft.
If you go beyond your overdraft limit, things get really expensive with all accounts. You can be hit by charges of up to £25 a time, so it’s incredibly important to try to manage to stay within that. If bank charges have put you in financial hardship, while it’s more difficult than it used to be, some people can still reclaim them. To do that, you need to write to your bank explaining the charges and your hardship. If they refuse to refund you, you can go to the Financial Ombudsman Service.
More information on all this in the useful links section
Free entry to 350+ farms
This Sunday over 350 working farms across England, Scotland and Wales will open their gates to the public for activities such as pig racing, scarecrow making, grow-your-own foods and pedal tractor racing (this one's for adults only).
Some guided tours and tractor rides for kids will also be available at certain farms. Most are free to walk in, though some require you to book ahead and others may charge a fee (£1-£2) or ask for a donation. Check the Open Farm Sunday website (see the useful links) before you go – it also lists which farms are taking part near you.
‘Free’ £10 Helen E lip gloss: Until 18 June (or while stocks last) 'like' the Helen E Cosmetics Facebook page, then enter the code from Facebook on its own website to get a £10 lip gloss in one of 18 colours for just the £2.50 p&p cost. You can’t see the code when using Facebook on your mobile, so use a computer.
50p BP car wash: Pay 50p for a car wash worth up to £6 (up to £9 at some) at participating BP garages, by signing up on the BP Favourites website to get a voucher. There are, however, only 165 out of over 1,000 garages taking part. So first check whether one near you is taking part.
50% off Lastminute.com spa sale: Until 10am on 17 June, Lastminute.com has up to 50% off spa days, breaks and treatments at one of 112 venues nationwide. Deals include £25pp spa days, £50pp spa breaks as well as 2for1 Champneys resort nights (never cheap, but at least this'll cut the cost). T&Cs vary per venue, so check before you buy.