Are you missing out on the marriage tax allowance? Plus £1.50 prosecco trick and toy sales. These are our Money Saving Expert Martin Lewis’ Deals of the Week.
Remember, deals can change quickly, even while I’m on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.
Are you married? If so, you may be due a free £662
Even now, two and a half years after it launched, only around half the eligible people are claiming the marriage tax allowance. The latest figures out this weekend show only 2.2 million out of 4.2 million eligible people are claiming the tax break. It works for married couples or those in civil partnerships (not just cohabiting, I’m afraid) where one pays tax at the basic 20% rate and the other is a non-taxpayer.
The non-taxpayer can apply to have £1,150 of their tax-free allowance shifted to the taxpayer. This means £1,150 of income they were taxed on at 20% is now tax-free – a £230/year gain. And you can claim for the last two years too, if you haven’t already – so that’s £662.
But crucially it’s the non-taxpayer who must apply to transfer their allowance. Then once done, you’ll get it for every year going forward. This is easy to do and a no-brainer. For full info on how it works and how to apply, see Martin’s Marriage Tax Allowance Help guide.
Six bottles of prosecco for £1.50 each trick – now’s the perfect time to stock up for Christmas
You’ll need to go quick with this one as I suspect it will sell out fast. There’s a corking trick to get six bottles of prosecco for £1.50 each, through a code-stacking trick with Sainsbury’s – though to get the full discount you’ll need to be a newbie to online shopping with Sainsbury’s.
Here’s what you need to do (note due to alcohol promo laws this doesn’t work in Scotland).
2) Buy any six bottles to get 25% off. Until Tuesday 3 October, order six bottles for delivery or to collect and you automatically get a further 25% discount (this works in store too, but the following doesn’t). So six Prosecco Frizzante cost £27 – that’s £4.50 a bottle.
3) Code for newbies. If you’ve never shopped online at Sainsbury’s before, at the checkout enter code SCSSEOOCT and you’ll get £18 off when you spend over £60.
But the T&Cs say the £18-off discount can’t be on booze, so you’ll need to buy at least £33 worth of normal groceries to make it work (to get you over the £60 total spend). Then you’re effectively getting six bottles for £1.50.
Stock is meant to be decent, but there’s heavy demand. In past incarnations of this deal Sainsbury’s has substituted it for a more costly version if it runs out. So select ‘no substitutions’ in your preferences to stop this happening (if you don’t, you can always reject delivery). Delivery is £1 to £7 or you can collect in store for free. And of course, please be Drinkaware.
Toys sales – good time to stock up for Christmas
I know it’s early – and I don’t like talking about the C-word just yet, but this is a sale many bargain hunters wait for every year, as they like to stock up early for Christmas prezzies. But as always with these deals, before you buy, make sure you compare prices elsewhere, as it may not necessarily be the cheapest.
- Up to 50% off Asda toys. Go online or in store to Asda and you can get up to 50% off selected toys until 11.59pm this Saturday (30 September). There’s no code, and the discount will be automatically applied at the checkout. Examples include a Playmobil Police Truck and Speedboat for £17.50 (was £35), next cheapest £21.54, and a Fisher-Price Jumperoo for £50 (was £89.98), next cheapest £58.99. Delivery's £2.95-£9.95 depending on the size of your purchase, or you can collect from a store for free.
- Two toys for £15 at Toys ‘R’ Us. Go online to Toys 'R' Us and you can get two selected toys for £15. There are around 250 toys included in the offer, including brands such as Peppa Pig, Star Wars and Transformers. Delivery's £2.95 or it's free to click and collect in store. Toys 'R' Us hasn’t confirmed an end date.