Is M&S’ new bank any good? £8 champagne, and discount codes galore. These are Money Saving Expert Martin Lewis’ Deals of the Week.
Remember, deals can change quickly, even while I’m on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.
Web exclusive: Half price Starbucks Frappuccinos
Tax the coffee giants! Until Sunday Starbucks is selling all sized/flavour Frappucino (blended drinks) half price from 3pm to 5pm (or 3pm-6pm for app users and Starbucks card holders). Frappuccinos can cost up to £3.95 for a large Coconut Frappuccino, so this a decent saving. Just go in, order a Frappuccino and you'll be charged half the usual rate (although you can only buy one at a time).
M&S is offering £100 of vouchers to switch to its new bank account, should you?
These days switching bank account should take just seven working days, and with the launch of this new, quicker system; we’ve seen a fierce price war develop. The latest entrant is a by-word for high street quality, but has M&S met its match when trying to take on the banking world? It’s just launched its first fee-free account (its bank has been running for nearly two years, although its previous current account had a monthly fee).
There are a vast array of bank account deals on the market, so for speed I’m going to focus on those willing to bribe you with cold hard cash to sign up. For a full analysis, including those paying up to 5% on savings, see Martin’s full Best-Bank Accounts guide.
M&S £100 + rewards + no minimum pay-inM&S's new account gives £100 on an M&S gift card if you switch to it, one reward point for every £1 spent at the store and a £100 interest-free overdraft.
While decent for regular M&S shoppers, you'll need to spend £500/month there for it to beat Halifax (below) for basic rate taxpayers, and its bank's service is untested compared to First Direct. One boon, though - most banks require you pay in a minimum amount each month, this doesn't.
Free £100 + top customer service + 6% linked savingsFirst Direct's smashed every customer service poll I've done, 92% rate it 'great'. New switchers get paid £100 cash, a £250 0% overdraft and a linked 6% regular saver account. The minimum monthly pay-in is £1,000 – so it’s suitable for those with salaries of over £13,400 (which should then be paid in).
Free £100 + £5 every month you're in creditHalifax Reward gives £100 cash to switchers and pays a flat £5 (after basic rate tax) each month you're in credit. Avoid its costly overdraft though. The min pay-in's £750/month.
£8 champagne trick (minimum 6 bottles)
This deal is a corker (sorry) - a code stacking trick that allows you to stock up on super cheap champagne. It should work, and a previous incarnation of the deal was very successful, but it is manipulating codes so you need to double check yourself that it all works for you. Here’s how to do it:
1. Antoine De Clevecy is currently reduced to £13/bottle
Antoine De Clevecy bubbly is reduced to £13 a bottle in-store and online at Sainsbury's until 5 June.
2. Sainsbury also has 25% off six bottles, meaning it’s £9.75 per bottle if you order six
Buy six bottles before 30 May and you’ll automatically get a 25% discount both online and in-store. This should show up automatically in your online basket before you get to the checkout page – it did for me.
3. Sainsbury’s online newbies can use a £15 off £60 code to reduce it to £8 a bottle
The six bottles at £9.95 each takes you to £58.50 in total. So add any small item (just normal shopping) to your basket to take the totalup to £60+. Then go to the online checkout and pick a delivery slot (they cost from £2.95-£5.95). You will have to do this before you can enter the next discount code.
Then Enter the code DDF4-F7NJ-GYQF in the ‘E-vouchers’ box and select ‘Add voucher’. Once you do this the £15 will automatically be taken off and you’ll see the new amount you have to pay and voila, £7.50 champers, though as it’s at least £2.95 for delivery it's about £8 per bottle.
If there's not enough stock and you can’t get the full order with the discount, then you can also get a full refund. If fizz ain't your thing, you can also mix any of the selected wines with the codes to blag yourself a bargain.
This deal isn’t available in Scotland due to its alcohol licensing laws.
Ps. If Pimm’s is your tipple, Morrison’s is selling 1 litre bottles for a tenner until Monday (normally £20).
Big codes: Ted Baker, Gap and Body Shop
As shop revenues drop mid-sales, there are a host of codes available this week that can cut your costs if you are planning to spend. There can be exclusions though, so double check before you pay.
Ted Baker 20% off: Enter the code TEDS20 online at Ted Baker by 11.59pm today and you'll get 20% off. Delivery’s free. You can also get 20% off in any standalone Ted Baker shop (so not concessions), where the discount is automatically applied at the till - you don’t need the code.
Gap 30% off: Buy a copy of this week's Grazia magazine (£1, Beyonce on the front) and on page 83 there's a code to enter online at Gap (delivery's £4) or a voucher to take in-store by Monday 26 May. So it means providing you’re spending more than £3.33, it’s worth buying the mag for the discount even if you don’t want to read it.
The Body Shop £20 off £40: Enter the code 19803 online at The Body Shop by 9am, Tuesday 27 May and get £20 off when you spend £40 or more. Delivery's £2.99. You can also get the offer in-store by showing the code on the Body Shop homepage on your smartphone.