Why registering to vote can be good for your finances
Election money tips, top 0% deal ending, wine discounts and a free pint, and 20% Asos code. These are our Money Saving Expert Martin Lewis’ Deals of the Week.
Remember, deals can change quickly, even while I’m on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.
The date to register is 11.59pm this Monday 22 May, it takes just a few minutes online at Gov.uk. Or you can download a form to register by post (for those in Northern Ireland download it at Your Vote Matters) though do it quick. This also has a financial benefit, as being on the electoral roll is also crucial to bolster your credit report – your financial CV. Not being on the electoral roll can kibosh your ability to get the best deals for mobile phones, car insurance, energy bills, cheap credit cards and more.
Plus the elections are a great opportunity to do your civic duty and earn a bit of cash at the same time. Some councils, including East Devon, London Borough of Hammersmith, Milton Keynes and Edinburgh, are still advertising for people to help count votes or staff polling booths, and you can earn £100 to £250 for doing this. Check your local council’s website to see if they are recruiting, and even if there are no immediate vacancies, they may putyou on a waiting list in case someone drops out. Most roles generally don’t need any experience, but you need to be over 18 to be a poll clerk, and over 16 to be a counting assistant.
Ends Sunday 31months 0% spending plus £25 worth of Nectar points
If you need to borrow (and that means NEED), then there’s no cheaper way than by using a 0% spending card – put your planned, budgeted-for purchase (eg, new sofa or car insurance, and not simply filling income gaps) on it, then clear the card IN FULL before the 0% ends (best way is to set up a monthly direct debit) and you've borrowed for free.
Yet if you can get it, currently the longest ever 0% deal is Sainsbury’s Bank 31 months 0%. Plus until Sunday evening, apply and then spend at least four times in Sainsbury’s within a month you’ll get 5,000 Nectar points, worth at least £25 (so just nip in and buy something you need).
However as always do follow the golden rules…
Be very careful with new borrowing, minimise the amount, plan it, budget for the repayments and ensure its affordable – if in doubt, don’t.
Never miss or be late paying at least the monthly min, or you can lose the 0% (and always stick within credit limit).
Clear the card in full by the end of the deal or the rate jumps to 18.9% rep APR.
These 0% cards are usually ONLY cheap for spending, not balance transfers or cash withdrawals - so avoid
25% off wine, prosecco and champers and FREE lager: Buy online or instore from Tesco over the next week and you can get 25% off when you buy six or more bottles of wine, prosecco or champagne even if it’s already discounted – things include First Cape First Selection Sauvignon Blanc for £5 (was £7), or Chanoine Vintage Champagne £20/bottle (was £30) and then the 25% discount is added automatically at check out. M&S too instore is giving 20% off for three to five bottles, or online its 25% off two cases.
And register your details with Punch Taverns and you can get a voucher for a totally free £4ish pint of lager or 500ml bottle of cider (or soft drink if you don’t drink) at 900 of its pubs in England and Wales, until Monday 29 May, or sooner if all 72,000 free drinks (80 per pub) are redeemed.
My aim in telling you these deals isn’t to encourage you to drink more, it’s to do it cheaper, please be Drinkaware.
20% of Asos: Buy the June edition of Elle magazine (£4.30, Lana Del Rey on the cover), and in it you'll find a discount code which gives you 20% off at Asos. Then activate the code on the Elle website, and once activated you can use it by 23 June 2017. Even if you don’t want to read the magazine, if you're looking to spend £25+ at Asos it'd be worth just getting the magazine for the code, as the discount will cover the cost.