If you have an overdraft you could easily be overcharged, the financial industry's watchdog has said today.
And officials believe lenders are using psychology to boost their profits.
"There may be incentives for firms to raise revenue by increasing overdraft limits," the Financial Conduct Authority says.
"These extensions are often perceived by customers as their bank ‘trusting’ them," it adds.
I say it's about time there was a full investigation into how £8 billion is made from overdrawn Britain.