This week financial guru Martin Lewis has had his festive hat on and has been passing on tips on how to enjoy Christmas without breaking the bank.
With Christmas getting closer the temptation is to push the boat out and worry about the financial consequences later, but Martin believes it is more important to be sensible:
The debate on how much people spend at Christmas is something that is raised every year, with many people feeling under pressure to deliver expensive presents for their loved ones.
However, Martin believes that more people should be looking at charity gift catalogues in order to bag a bargain and help out people in need at the same time:
Despite this, some people will always demand expensive gifts, but the message from Martin is not to be bullied.
In his third tip he says that we shouldn't be forced into purchasing big items in time for Christmas when we know they're going to be on sale at a much reduced price a few days later.
His tip is to delay, maybe give a token present, and then purchase in the sales: