People whose homes were flooded in Kendal say grants to protect their property from flooding in future are taking too long to process, leaving some in debt and stopping others from being able to do the work at all.
The flood resilience grants were announced by the government shortly after Storm Desmond and have been praised by politicians ever since.
South Lakeland District Council says it's rushing through applications but only 28 have been approved out of 114 submitted.
Jack Simpson has been working all hours to repair his home after the floods. He's applied for a £5,000 grant to protect his home from flooding in future. But after 3 months, he still hasn't received the money.
Instead of waiting, he's spent £8,000 on a concrete floor, raising the electrics, installing valves on the drains to stop sewage coming in and leveling his back yard so water runs away from the house.
But Margaret Fallon didn't apply for the grant in December because the form was too confusing.
Now one of Prince Charles' charities is helping her with the forms, but some flood protection has to be installed before other repairs, so it's now too late for that for Margaret's home.
The grant money has come from the Government, but it's administered by local councils. South Lakeland District Council says it's working as hard as it can.
Fiona Inston is the Public Protection Manager for SLDC: