Nearly four hundred Scots will go bankrupt every week in 2013 , according to a leading accountancy firm.
PKF says up to 100,000 people will go bust north of the border over the next five years because of the poor economy and rising living costs.
Citizen's advice Scotland says they can offer support to stop people making the wrong choices.
The Citizen's Advice Bureau is urging people who are worried about the cost of keeping warm this winter to make sure they are getting the best deal on the fuel bills, and contact them if they need help.
As part of its Big Energy Saving Week, the CAB is telling people to "check, switch and insulate", as energy costs continue to rise.
A new campaign has been launched to help people try and cut down on their winter fuel bills.
Read the full storyLow fuel bills are the aim of a week long campaign by the Citizens Advice Bureau.
It comes amid increasing fears that elderly people are facing a winter of fuel poverty as they struggle to heat their homes.
There are concerns about the number of people with money problems in Dumfries and Galloway. A report by the Citizens Advice Bureau says low income households are being penalised by welfare reforms.
The CAB says it's having to specialise in financial advice, as more people struggle with debt and changes to the benefit system. Andy Burn reports.
Figures released by the Citizens Advice Bureau has revealed more people than ever in Dumfries and Galloway are facing financial problems.
Read the full storyMany vulnerable families across Dumfries & Galloway are facing financial crisis according to the local Citizens Advice Service.
The charity has published a report which it says shows evidence that many low income households are being hit hard by the Government's welfare reforms.
The Charity claims the report reveals:
Dumfries and Galloway CAS Chief Executive Sue Irving says,
"Many people will be shocked by just how many families in Dumfries & Galloway are suffering.
"The Citizens Advice Service offers free, impartial and confidential advice to anyone who needs it. Our trained advisers offer advice on any issue. But the report shows how we are having to specialise in financial advice - whether it's helping people who are in debt, or those who have been caught out by the changes being made to the benefit system.
– D&G CAS Chief Executive Sue Irving"It's very worrying that nearly half of all cases we see now are about the benefit system. This rate is higher than the numbers seen by the Scottish CAB service as a whole, which suggests a growing crisis for vulnerable people here in Dumfries & Galloway."
