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Poll: Are you concerned about a rise in premiums for everyone as a result of flooding across the country?

The fierce storms and torrential downpours in the last month of 2015 contributed to the wettest month in the UK since records began - despite record warmth for a December.

ITV News Border is working with insurance bosses, to investigate whether homeowners who escaped the floods will see a rise in premiums. And how much people who did get flooded can expect to pay.

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