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  1. National

PM to warn Scots vote is a 'once-and-for-all decision'

David Cameron is expected to warn Scotland that a Yes vote for independence would be a "once-and-for-all decision".

David Cameron will speak in Scotland later today. Credit: PA

The Prime Minister, who is in Scotland for the second time in five days, will urge voters not to "break up our family of nations".

This is a decision that could break up our family of nations and rip Scotland from the rest of the UK.

And we must be very clear. There’s no going back from this. No re-run. This is a once-and-for-all decision. If Scotland votes Yes, the UK will split, and we will go our separate ways forever.

– David Cameron

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  1. National

Scotland could 'face risks in oil, finance and pensions'

Scottish nationalists have severely underestimated the economic risks of independence, according to a centre-right think tank.

An independent Scotland would face three major risks in oil, finance and pensions, the Centre for Policy Studies said.

An instillation in the North Sea. Credit: PA

Its report, entitled Why Scots Should Say No, suggests that the North Sea revenue for the Scottish government would fall from £10.1 billion in 2011-12, but only £5.5bn in 2013-14, to £3.7bn in 2016-17, some £3.2 billion adrift of the £6.9 billion predicted by the Yes campaign.

The "probable" flight of a large proportion of the financial services sector from Scotland, as indicated by announcement by RBS, Lloyds, Clydesdale and Standard Life last week, could leave revenues of £47.7 billion in 2016-17, excluding North Sea oil, which is about £9.2 billion lower than the £57.3 billion forecast by nationalists, the report said.

  1. National

Cameron to make last-ditch Scotland trip in final push

David Cameron will today make a last-ditch trip north to urge Scots to vote No in the referendum and keep the United Kingdom together.

Prime Minister David Cameron Credit: PA

The Prime Minister, who campaigned in Edinburgh last week, will be back in Scotland ahead of Thursday's crucial vote, which could lead to the break-up of the UK if there is a majority for independence.

With just three days of campaigning left, political leaders on both sides of the debate will be intensifying their efforts in a last-gasp attempt to win over undecided voters. He is expected to issue a stark warning towards waverers that there could be "no going back" if they opt for independence.

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  1. National

Queen hopes Scots 'think very carefully' about vote

The Queen pictured speaking to crowds at Crathie Church, Aberdeenshire today. Credit: Donald Stewart

The Queen has urged Scottish voters to "think very carefully" before casting their ballots in Thursday's referendum.

She was heard making the off-camera remarks to members of the public during a visit to Crathie Church in Aberdeenshire.

The Telegraph newspaper said it understood the monarch had told the small crowd:

You have an important vote on Thursday.

I hope everybody thinks very carefully about the referendum this week.

– The Queen

It is thought to be her first public comment on the issue of Scottish independence.

Weather: Today

Langdale Pikes Credit: Stan Leigh

After a misty start it will be another dry day with variable amounts of cloud and some sunny periods, although some mist possibly lingering around the east coast.

Feeling warm. Maximum temperature 20 °C.

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