The Environment Minister, Caroline Spelman, is proposing a general levy on home insurance to help pay for flood damage and defence schemes across the country.
It could add 10 per cent to an average family's bill, even if they live nowhere near a potential flood area.
We asked people in Carlisle what they thought of the scheme.
The Government is considering charging everyone a 10% levy on their household insurance to cover the increasing cost of flooding.
Residents in Hawick are calling for a long-term solution to flooding in the town, seven years after it was last badly affected.