Tracy McDonald from Carlisle got into financial difficulties and was in arrears with her council tax. She is now getting help. She explained to ITV Border how easy it was to get into debt and how eventually the charity Christians Against Poverty (CAP) helped her.
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We're showing some of the best weather photos, after Cumbria and the South of Scotland were hit by heavy snow.
Winter is back with weather warnings in place across the region. Ross has the details:
Colder, windier and wetter weather is on the way.