Tracy McDonald from Carlisle got into financial difficulties and was in arrears with her council tax. She is now getting help. She explained to ITV Border how easy it was to get into debt and how eventually the charity Christians Against Poverty (CAP) helped her.
More top news
Should a 20mph limit become standard on inner-city roads? Take our poll to give us your thoughts.
Speaking to ITV Border, Lord Sutherland of Houndwood criticised the Higher Education Governance (Scotland Bill).
There is an urgent appeal for volunteer drivers to help transport the donated goods to refugees in Calais