Carlisle woman explains how easy it is to get into debt

Tracy McDonald from Carlisle got into financial difficulties and was in arrears with her council tax. She is now getting help. She explained to ITV Border how easy it was to get into debt and how eventually the charity Christians Against Poverty (CAP) helped her.

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Councils racking up huge council tax arrears

An investigation by ITV Border has revealed how councils are racking up huge amounts of council tax arrears as more people struggle to pay the bills.