Tracy McDonald from Carlisle got into financial difficulties and was in arrears with her council tax. She is now getting help. She explained to ITV Border how easy it was to get into debt and how eventually the charity Christians Against Poverty (CAP) helped her.
More top news
Immigration, extremism, Europe and tax cuts: The key promises unveiled in the first Tory-only Queen's Speech in almost two decades.
Fiona Marley Paterson's latest report into Cumbria Tourism's plan to make the Lake District the Adventure Capital of the UK by 2018.
A 22-year-old singer from South Lakes joins a long list of local talents who have found success on the show.