Loan sharks are being targetted in Carlisle as part of a crackdown on illegal money lending.
Trading standards officers and the police are handing out leaflets in the city centre warning people about the dangers of borrowing money from unregulated lenders.
They're also warning loan sharks that there will be a zero tolerance approach to those taking advantage of people struggling in these tough financial times.
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Emma brings you Saturday's forecast
Longest cold spell of winter so far. Mainly dry and bright, but feeling bitterly cold today. Very wintry further east, blizzards possible
Mountain Rescue has seen a 5% increase in rescues and with the current conditions they're advising people to take extra care.