A charity in south-west Scotland say they have helped 1500 families at risk of losing their home in the past 10 years.
Shelter Scotland in Dumfries and Galloway say the situation is getting worse.
One of the people they have helped is Peter Thomson, who lost his home after injury forced him to stop work as a farm labourer.
Shelter Scotland helped him to find accommodation and a new job but he says he still fears losing his house.
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Wintry start for some and windy. Brightening later
Emma brings you Saturday's forecast
Longest cold spell of winter so far. Mainly dry and bright, but feeling bitterly cold today. Very wintry further east, blizzards possible