A charity in south-west Scotland say they have helped 1500 families at risk of losing their home in the past 10 years.
Shelter Scotland in Dumfries and Galloway say the situation is getting worse.
One of the people they have helped is Peter Thomson, who lost his home after injury forced him to stop work as a farm labourer.
Shelter Scotland helped him to find accommodation and a new job but he says he still fears losing his house.
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Pictures from the commemoration marking the centenary of the Quintinshill rail disaster, which killed more than 200 people, is underway.
The 100th anniversary of Britain's worst rail disaster will be commemorated at a special service today.