A charity in south-west Scotland say they have helped 1,500 families who were at risk of losing their homes in the past 10 years.
Shelter Scotland in Dumfries and Galloway are now warning that the problem is only going to get worse.
Our reporter Matthew Taylor went to meet one man who is struggling to keep the roof over his head:
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The Jim Clark Rally is changing the format, this years event on Sunday 31st May will run on private Forestry Commission gravel roads.
Kerrie Gosney brings you Sunday night's forecast
Cold with wintry showers, risk of some snow and ice early Monday.