A charity in south-west Scotland say they have helped 1,500 families who were at risk of losing their homes in the past 10 years.
Shelter Scotland in Dumfries and Galloway are now warning that the problem is only going to get worse.
Our reporter Matthew Taylor went to meet one man who is struggling to keep the roof over his head:
More top news
The second of our special reports looks at the history of the Borders Railway - starting with the closure of the Waverley Line in 1969.
Predominantly dry over the coming few days with variable cloud & some sunshine. Cool nights but daytime temperatures recovering a little
The two boys robbed a Carlisle store earlier this year, after threatening the lone female shop assistant with a knife.