A charity in south-west Scotland say they have helped 1,500 families who were at risk of losing their homes in the past 10 years.
Shelter Scotland in Dumfries and Galloway are now warning that the problem is only going to get worse.
Our reporter Matthew Taylor went to meet one man who is struggling to keep the roof over his head:
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Continuing cloudy and mild with outbreaks of rain, heavy at times over Galloway
Cloudy with outbreaks of rain, heaviest in west
Emma Jesson brings you Sunday night's forecast