Scots are are the most generous Christmas spenders in Britain.
A recent survey by ScotlandDebt.co.uk found that 13% of Scots plan to spend more than £1,000 this Christmas whilst only four per cent of English people and eight per cent of people in Wales are planning to spent the same.
Scotland is also expected to have the highest average spend this festive season at £611.
However the debt advice charity is concerned by the number of people who could be getting themselves into debt to meet the expensive demands of Christmas.
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Severe frost overnight with risk of ice, snow showers in far west. Plenty of sunshine on Monday