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Flood insurance scheme marks first anniversary

Carlisle was badly affected by the floods in December 2015. Credit: Peter Byrne/PA Wire/PA Images

A scheme to help people in high flood risk areas to insure their homes marks its first anniversary today.

Flood Re was developed after insurers said they were no longer prepared to offer universal flood cover.

Much of Cumbria, and the south of Scotland, was devastated by flooding in the Winter of 2015/16.