As Tesco warns on profits and cuts the dividend, things are going to get worse for the big supermarkets before they get any better.
Shale gas is certainly controversial, but Brits may be more willing to accept it as the desperation for cheaper energy bills takes hold.
The Chancellor has hailed today's figures as a major milestone and there is a lot of optimism, but is it being felt by ordinary people?
A group of 130 business leaders have insisted that the case for Scottish independence "has not been made," arguing that "by continuing to all work together we can keep Scotland flourishing".
The company chiefs, including Weir Group chief executive Keith Cochrane and Aggreko interim chief executive Angus Cockburn, have signed an open letter highlighting the "uncertainties" that surround leaving the union.
The letter states, "Uncertainty surrounds a number of vital issues including currency, regulation, tax, pensions, EU membership and support for our exports around the world; and uncertainty is bad for business."
It may be famous for its "no-frills" approach, but low-cost Irish airline Ryanair is set to launch business class flights.
While the 69.99 euro (£56) Business Plus package does not provide roomier seating, it does offer more discerning fliers a range of benefits, including:
- Flexibility on ticket changes
- 20kg (44lbs) of checked-in bag allowance
- Fast-track airport security at selected airports
- Priority boarding and 'premium' seats
Fliers must select Business Plus services during the booking process or face additional charges for any services added after payment has been made.
The Financial Services Authority, the FCA's predecessor, raised concerns in November 2011 about branch and telephone sales at RBS and NatWest but it was almost a year later before the firms started to take steps to put things right.
The firms made assurances to the FSA in July 2012 that the necessary changes were underway to address the regulator's concerns, but the FCA said this "failed to happen".
– Tracey McDermott, director of enforcement and financial crime at the FCA
Where we raise concerns with firms we expect them to take effective action to resolve them without delay. This simply failed to happen in this case.
Taking out a mortgage is one of the most important financial decisions we can make. Poor advice could cost someone their home so it's vital that the advice process is fit for purpose. Both firms failed to ensure that their customers were getting the best advice for them.
The Royal Bank of Scotland will contact 30,000 mortgage customers who may be concerned about advice they were given by the state-backed bank after the Financial Conduct Authority found "serious failings" in its mortgage advice to consumers.
The City regulator said that only two of 164 sales made by the state-backed bank between June 2011 and March 2013 were considered to meet the standard required overall in a sales process.
It found RBS and its retail arm NatWest failed to consider the full extent of a customer's budget when making a recommendation, while staff did not advise customers what mortgage term was appropriate for them.
The regulator said there was no evidence that there was widespread detriment to customers, although RBS and NatWest will contact 30,000 consumers so they can raise any concerns they have about the advice they received.
RBS said that in response to the regulator's findings at the end of 2012, it overhauled its mortgage sales process and re-trained all mortgage advisers.
Royal Bank of Scotland has been fined £14.5 million by the City regulator for failing to ensure that advice given to mortgage customers was suitable.
A new kitemark has been launched to help people identify apps and websites they can trust with their personal and financial details.
Barclays' Pingit mobile payment service and Barclays Mobile Banking are the first products to have been independently assessed in order to be awarded the new BSI (British Standards Institution) kitemark for secure digital transactions.
Although the kitemark is initially being piloted within the banking industry, the BSI envisages that its use will be adopted by a wider range of firms - for example within the entertainment industry.
Producers of websites or apps which want to achieve the kitemark will need to undergo "rigorous" testing to make sure their security controls meet the required standards for handling confidential data, the BSI said.
Those that meet the standards will be able to give customers confidence by displaying the kitemark on their products and in their marketing materials.
Telecoms giant BT are putting up prices by more than six per cent, four times more than the cost of living, putting more pressure on families already struggling with household bills.
ITV News correspondent Marc Mallett reports on the changes:
New research suggests financial jargon could be driving customers away from banks and building societies.
Here are definitions of the terms that prove most confusing for customers.
- FSCS stands for Financial Services Compensation Scheme. This is a safety net for people whose bank or building society goes bust that will compensate a consumer by up to £85,000
- AER stands for the annual equivalent rate, which is used to help people compare returns on savings accounts means
- Bacs is a central payment system used to process several different types of electronic payment, such as wages and pensions
- Gross interest refers to interest that is paid before the deduction of tax
Consumers are being "bombarded" with financial jargon by banks and building societies, according to the director of retail at National Savings and Investments (NS&I).
While new research has found that jargon is driving customers away from banks and building societies, Julian Hynd said it was important for people to check the information supplied to them.
He said: "It's clear that customers are being bombarded with financial jargon, not only from their bank/building society but other financial service providers too."
He added: "But it's important for customers to remember that although the information supplied to them won't be a riveting read, it will provide essential information relevant to them."
Financial jargon is driving customers away from banks and building societies, new treasury backed research has found.
Three-fifths (60%) of consumers said they are likely to stop saving with a particular bank or building society if they cannot understand the way they explain their terms and conditions, according to the study by National Savings and Investments (NS&I).
More than half (54%) said confusing language would make them consider switching their custom to another firm.
Call centre staff were responsible for 41% of consumer confusion, while almost half (49%) said terminology in application forms had left them baffled.
Jargon used on company websites had also confused 50% of those polled. One quarter (25%) said they had stopped saving with a particular bank or building society as a result of website jargon.