Helen Hardwick from Gomersal reacts to the Budget 2013.
Helen Hardwick from Gomersal has three children, a dog and a rabbit so every penny counts. Is she worried about the budget?
Labour labelled it "a budget for millionaires" but what will 2013 have in store for us when it comes to the Budget?
Tax-free child care vouchers worth £1,200 per child. Also, increased support for families with children on universal credit.
A new 'Help-to-Buy' scheme will be introduced for those struggling to find mortgage deposits. It will include £3.5 billion for shared equity loans, and a Government interest-free loan worth 20% of the value of a new build house.
The new mortgage guarantee is sufficient to support £130 billion worth of loans, to help people who cannot afford a big deposit.
Corporation tax will go down to 20p by 2015 - that will be very welcomed.
It is not entirely unexpected but it will be popular with business. It does not sound like there will be any action on business rates though.
Remember that businesses pay more than twice as much in other taxes than they do in corporation tax.
The problem is that Infrastructure money, childcare support and corporation tax are all measures coming in after 2015. Those clamouring for action now will not be happy.
Steven Bruck, a partner at Blick Rothenberg Chartered Accountants, says: "He has announced that self-employed people will pay more National Insurance to fund better pension entitlement. Again, predictably, he takes with one hand and gives with the other."
The flat rate pension worth £144 a week will be be brought forward to 2016.
- More generous shareholder status
- CGT relief for sales of business to workers
- Tax help to return to help after sickness
- A doubling to £10,000 for tax free loans for commuters' season tickets
New support will be given for small firms through Government procurement budgets, growth vouchers and controls on regulators' charges.
Britian's military will receive full recommended increase in a so-called "X-Factor" payment in May, and will be exempted from changes to progression pay.
Chancellor George Osborne is keeping the two percent inflation target, but giving the Bank of England more leeway.
So, for example, the new Governor could announce that he was keeping interest rates at current levels for two, three or four years.
This may actually be the most important announcement today.
The public sector pay cap of 1% will be extended by one year in 2015/16. The Chancellor says "substantial savings" will be found in annual progression pay rises in parts of the public sector.