On the eve of the first annivearsary of the devastating floods in the Calder Valley an urgent call is being made to ensure those in flood hit areas can get insurance.
Wakefield MP Mary Creagh - the Shadow Environment Secretary - says the Government must reach an agreement soon with the insurance industry before time runs out.
Hundreds of homes and businesses were devasated by last summers flash floods. Some insurance premiums have soared - so have the excess clauses on some policies. Chris Kiddey reports.