Unwanted phone calls, relating to PPI, personal injury, pensions or insurance is a problem we all have to face on a daily basis.
Research shows more than two billion nuisance calls were made last year, that's six million a day.
The majority of those were to people over the age of 65.
Now the insurer Aviva has launched a campaign to get the Government to ban cold calls.
Top tips on how to protect yourself from phone scams:
- If it sounds too good to be true it probably is
- Never give out your bank details or send money unless you are certain you can trust the person who has contacted you
- If you receive a sales call you have not requested, be suspicious
- Neither your bank or the police would collect a bank card, ask for your PIN or come to your home to collect financial paperwork
- You shouldn't have to pay money to receive a prize
- You shouldn't have to pay money via Ukash or Western Union to claim mis-sold PPI
- If you are put under pressure to make an immediate decision be suspicious and politely decline
- Computer firms do not make unsolicited calls to help fix your computer
- Register with the telephone preference service on 0845 070 0707 to block unwanted calls
- If you're still concerned, consider installing call blocking technology to reduce nuisance calls
For more advice: