Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
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Cloudy with some rain, becoming drier and brighter later.
Rather cloudy with patchy rain for a time.
Owner Carmela Barbaro was hauled out of her van seconds before it went up in flames as a result of an electrical fault.