Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
More top news
A pensioner who made neighbours' lives a misery, including displaying images of Miss Piggy to torment an overweight woman, has been jailed.
A newly promoted police officer caused a sensation with local women on Facebook
Headteachers could strike in protest at government plans to force schools to become academies