Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
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There will be a few showers in the north tonight but it will become dry for most, with a risk of frost and fog, especially in the south.
Showers continuing in the north, but clear spells in the south before low cloud develops giving fog over the hills.
An 88-year-old woman has died after a hit and run in Birmingham.