Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
More top news
A jury has been sworn in to try four residents, all from Birmingham, accused of conspiring to supply crack cocaine and heroin.
East Midlands weather: Sunny with blustery showers
West Midlands weather: Sunny, with heavy showers