Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
More top news
Despite a decline in the number of stray dogs in the region, many can't be reunited with owners due to out of date microchip details.
Here is your Tuesday morning weather forecast with Helen Plint.
Your Tuesday morning weather forecast with Helen Plint.