Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
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A new programme is being launched today in Birmingham to help anyone over 50 overcome isolation.
Dry start, with some brighter spells. However turning breezy, with rain spreading east during the morning.
A rather cloudy and wet day with rain, sometimes heavy, spreading northeast through the morning