Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
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Dry with clear spells this evening, allowing temperatures to quickly fall close to freezing.
Clear spells across southern and eastern parts will lead to a chilly night with a local frost possible.
A video has been posted online by students at Nottingham Trent University showing an alleged intruder stuck in a window of a building.