Two Birmingham entrepreneurs have developed an 'app' which allows shoppers to load cash onto their phone and send payments to anyone for free.
50 businesses in the city have already signed up to the scheme which has no credit card or bank charge and no additional charge to the user or the business.
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Clear periods across the north will allow icy patches to develop.
Dry and mostly cloudy at first. Cold tonight.
The former Coventry footballer died last Sunday at the age of 59.