Government loans of 20% of equity in newly-built homes are to be provided at favourable rates to get more people into their first home says Osborne.
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Cold with some icy stretches to start. There will be sunny intervals and further blustery, wintry showers.
Early wintry showers will clear to give a mostly dry day with some sunny spells.
Scattered wintry showers will continue overnight. Clear spells will allow a frost to develop by morning.