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The driver of the boat, Matthew Gibson, had no UK-recognised qualification despite having five years' experience as a ski-boat driver. Staff said there was a "lax" attitude to health and safety.
The court was told how parents of some of the children were watching from picnic tables when Mari-Simon fell into the water. Two of the witnesses leapt into the river after failing to get Mr Gibson's attention. The driver later told police he did not see the girl fall in. He said:
Mari-Simon Cronje died while celebrating a friend's birthday in September 2010 after she fell from the banana boat. She died from severe leg injuries after falling into a lake at the Prince's Sporting Club in Bedfont in west London.
Prince's Sporting Club in Surrey has pleaded guilty at Southwark Crown Court to corporate manslaughter after 11-year-old Mari-Simon Cronje died when she was hit by a boat towing the inflatable she was riding.
Company director Frederick Glen Walker was cleared of any offences after the Crown Prosecution Service dropped charges against him.