If there were 13 people at your bus stop or train platform this morning, it may shock you to know that at least one of them has serious concerns about their ability to pay their rent or mortgage at the end of this month.
New figures released by Shelter have revealed not just worrying levels of debt in the capital but even more worrying levels of denial.
More than a third of Londoners say they're expecting to struggle or fall behind with their rent or mortgage over the next 12 months
More than one in five say they've not opened post if they thought it was a bill or late payment reminder.
And, one in six have even put letters in the bin without opening them.
Croydon and Redhill in Surrey are two of the ten areas in the UK where people are the most worried about money.
The conclusion was drawn by debt management company PayPlan who surveyed 40,000 people.
Many families have seen their budgets squeezed. Some parts of the country are in recovery while other parts are still in decline; but even in more affluent areas if wage increases have not matched the rising cost of living then debt is still a problem.
Many people are struggling to make ends meet, so if mortgage rates rise and gas and electricity prices increase it will push many more people into problem debt.
“The issue is to get people to seek help and not take out more debt as, over time, this only makes matters worse. Once debt is managed then people can get on with their lives.”