The importance of having adequate insurance is being highlighted by East Sussex Fire and Rescue Service.
They say they have attended a number of properties recently without building or contents insurance.
Neal Robinson, Head of Community Risk Management at ESFRS said, "If there is a fire in your home, you risk losing everything. Even if the fire if contained to one area, smoke and water damage can have a huge impact.
"To know that you do not have insurance to help rebuild your lives makes it even tougher to face."
It is thought that in times of cutbacks, people may be tempted to not insure their property.
More than thirty elderly residents were led to safety after a major fire broke out at a six-storey building in Sussex earlier today. Fifty firefighters tackled the blaze at St Leonards-on-Sea. Andy Dickenson reports.
East Sussex Fire & Rescue Service have scaled down their operation at the scene of a fire at a care home in St Leonards-on-Sea.
At the height of the blaze at Marlborough House in Warrior Square more than fifty firefighters were involved in the operation, along with eleven fire engines, eight breathing apparatus, three aerial ladder platforms and other equipment.
The building was evacuated at about 8.30am with around fifty people including 32 residents led to safety. Two had to be rescued form the building. Nearby properties were also evacuated. A fire investigation is underway.
A building fire means the A2102 Norman Road has been closed from A2102 London Road to Norman Road. The incident is also continuing to affect Warrior Square Southbound from Terrace Road to St Margaret's Road. A major fire started at the Marlborough House care home at around 8.30am.
The one way section of Norman Road, and part of Warrior Square are closed. The A259 along the seafront remains open, and there are no major delays in the area.
The Diversion: Traffic on London Road heading towards the seafront is being forced to turn right into Norman Road towards Undercliff, although this route is unsuitable for lorries.
The residents are being temporarily rehoused at a local church hall while Hastings Borough Council works with the care home to make more long term arrangements.
Up to fifty firefighters and ten fire engines remain at the scene of the blaze - Marlborough House in Warrior Square.
"Emergency services were alerted and our officers entered the building to support fire and rescue colleagues in evacuating the residents, many of them with restricted mobility.
Fortunately no one is reported injured although three people have been taken to hospital - a man as a precaution and a woman to access medication. A third person has reported feeling unwell. I appreciate that this has been quite an ordeal for those concerned and we are working with partner agencies to ensure they are supported and cared for."
"The site is cordoned off and the area between London Road and Norman Road has been closed while the building is made safe."
East Sussex Fire and Rescue Service have released further information about their operation to tackle a fire in the roof of a six-storey building housing up to forty flats for people over the age of 55. Fire crews were alerted at 8.38am on Sunday 28th July 2013.
The building - Marlborough House in Warrior Square - was evacuated. Two people were rescued. Around fifty firefighters are at the scene. Ten fire engines are in use, along with a water bowser, two aerial ladder platforms, a control unit and a control team.
The aerial ladder platforms are being used to fight the fire from outside. Six breathing apparatus are being used by firefighters inside the building.
A British Red Cross Fire Support Unit is there, along with Sussex Police and the ambulance service.
The first photo from a major fire in East Sussex shows thick smoke coming from the roof of the building at St Leonards on Sea. Eight fire crews are at Marlborough House on Warrior Square after they were called at 8.38am. Two people have been rescued so far. The building is now being evacuated.
It's believed the building houses a doctor's surgery and flats for residents aged 55 and above who require extra care.
Eight fire crews have been called to a major fire at St Leonards on Sea in East Sussex this morning. Marlborough House near the seafront is being evacuated after a blaze broke out at 8.38am. Two people have so far been rescued from the building which houses 40 flats for residents aged 55 and above.