London & the South East dominate the least affordable areas, with mortgage payments in Kensington & Chelsea typically standing at 76.6% of disposable earnings.
Overall, mortgage payments have nearly halved as a proportion of income over the past 5 years from a peak of 48% seen in the autumn of 2007.
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Wednesday morning's weather for the east of the region
Wednesday morning's weather for the west of the region
The first of 1,400 new commuter train carriages for the south has just arrived from Germany.