London & the South East dominate the least affordable areas, with mortgage payments in Kensington & Chelsea typically standing at 76.6% of disposable earnings.
Overall, mortgage payments have nearly halved as a proportion of income over the past 5 years from a peak of 48% seen in the autumn of 2007.
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Another cold and frosty night lies ahead, but the winter sunshine prevails for Friday.
Staying cold and frosty with plenty of winter sunshine.
Plenty of sunshine for some, but a little more cloud in the east and feeling cold