Insurance costs deter young drivers

It's been the first priority for generations of teenagers - pass your driving test and get a car. But now soaring costs of motoring are making thousands of young people think again. Malcolm Shaw explains.

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Young people 'put off' driving

The number of young people taking driving tests has dropped almost a fifth in the past five years as the economic downturn, high insurance costs and demographic changes begin to transform a generation's relationship with cars.