The importance of having adequate insurance is being highlighted by East Sussex Fire and Rescue Service.
They say they have attended a number of properties recently without building or contents insurance.
Neal Robinson, Head of Community Risk Management at ESFRS said, "If there is a fire in your home, you risk losing everything. Even if the fire if contained to one area, smoke and water damage can have a huge impact.
"To know that you do not have insurance to help rebuild your lives makes it even tougher to face."
It is thought that in times of cutbacks, people may be tempted to not insure their property.