It is "difficult and expensive" to keep up with the rent every month, but there is help out there according to Antonia Bance from Shelter.
She spoke to Daybreak about the millions of Britons who are struggling to keep up with rent and mortgage payments.
Shelter estimates that almost one million people took out a payday loan over the last 12 months to help them cover their mortgage or rent.
Mandy Buxton was one of them, she told ITV Daybreak that she now faces eviction.
A survey carried out for Shelter has shown that millions of Britons are finding it difficult to keep up with rent and mortgage payments.
Despite this, figures from the Council of Mortgage Lenders (CML) show that the number of home repossessions have been much lower than expected.
The CML said that the number of home repossessions has fallen to its lowest level since 2007 in the third quarter of this year.
– Campbell Robb, Shelter's Chief Executive
It's shocking to think that so many families will be starting the New Year with a huge weight hanging over them, trapped in a daily struggle to keep their home.
Payday loans may seem like a quick fix, but the huge interest charges mean things can quickly spiral out of control.
It's vital that anyone who's having difficulty paying their rent or mortgage gets advice now.
Don't wait until things reach breaking point later in the year - it could leave your family's home at risk.
Nearly one and a half million people in Britain are falling behind with their rent or mortgage payments, new research from Shelter shows today.
The survey of more than 4,000 British adults found that the number of people constantly struggling to pay their rent or mortgage has increased by more than 40 per cent over the past year.
The charity warned that nearly eight million people are now facing a monthly battle to pay their rent or mortgage.