Thousands of homes on flood plains with no insurance

An ITV investigation has found that hundreds of thousands of homes have been built on flood plains around the UK, against expert advice. Many of their inhabitants risk being stranded in an unsellable property with no insurance.

Latest ITV News reports

Councils could charge home owners for flood plans

A rainbow over the flooded Somerset Levels. Credit: PA

A deal has been struck between house builders and the government which could see councils charging owners of new homes for the cost of flood prevention measures, according to a BBC News report.

The 2010 Flood Act requires landscaping such as ponds and hollows to trap flood water around new housing developments.

Professor Richard Ashley from Sheffield University told the BBC that developers are "lobbying furiously behind the scenes" to persuade the government to pass on the cost of the water storage plans to buyers.

Chris Choi: Britain's flood plans are far from watertight

In numbers: British homes built on floodplains

Family home badly flooded twice in as many years

Mike and Jenny Curtis, who live near the village of Muchelney in Somerset, have had their home flooded twice in as many years.

They showed ITV News' Consumer Editor Chris Choi the considerable damage it is causing to their house and farm:

This is an excerpt from the Tonight programme 'Caught In The Storm' which is on ITV at 7:30pm.

Read: Britain's flood plan is 'far from watertight'

Advertisement

Flood scheme 'incentivising right sort of development'

People who have bought homes built on flood plains since 2009 could find themselves stranded without the option of property insurance, a Tonight investigation has revealed.

Aiden Kerr of the Association of British Insurers defends the industry saying that it is important not to incentivise the building of more properties on floodplains:

This is an excerpt from the Tonight programme 'Caught In The Storm' which is on ITV at 7:30pm

More: Britain's flood plan is 'far from watertight'