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A deal has been struck between house builders and the government which could see councils charging owners of new homes for the cost of flood prevention measures, according to a BBC News report.
The 2010 Flood Act requires landscaping such as ponds and hollows to trap flood water around new housing developments.
Professor Richard Ashley from Sheffield University told the BBC that developers are "lobbying furiously behind the scenes" to persuade the government to pass on the cost of the water storage plans to buyers.
Mike and Jenny Curtis, who live near the village of Muchelney in Somerset, have had their home flooded twice in as many years.
They showed ITV News' Consumer Editor Chris Choi the considerable damage it is causing to their house and farm:
This is an excerpt from the Tonight programme 'Caught In The Storm' which is on ITV at 7:30pm.
People who have bought homes built on flood plains since 2009 could find themselves stranded without the option of property insurance, a Tonight investigation has revealed.
Aiden Kerr of the Association of British Insurers defends the industry saying that it is important not to incentivise the building of more properties on floodplains:
This is an excerpt from the Tonight programme 'Caught In The Storm' which is on ITV at 7:30pm
Latest ITV News reports
An ITV investigation has found that thousands of homes have been built on floodplains against expert advice, and may now be uninsurable.