The Bank of England will make lenders be slightly more careful in testing whether borrowers could afford a rise in interest rates.
Some will argue new figures reinforce the Bank of England governor's view - that Help to Buy is small-scale and essentially benign.
The UK's Property Ombudsman is warning about a growing number of estate agents charging not just sellers - but also those purchasing homes.
The two million young Brits who cannot afford to move out of home have been dubbed the "Peter Pan generation who are being forced to be young forever."
ITV News reporter Charlotte Grant has this report:
Sarah Mann, 32, has a good job but was forced to move back into her parent's house in Croydon, south London, after splitting up with a partner.
She says her salary is not that of a six-figure banker's but is "better than the average wage," yet still she cannot afford to buy a property.
Speaking to ITV News, she said: "You just think, why do I work so hard, who do I do all those extra hours, if it means all I can do is find somewhere to put a roof over my head. What kind of quality of life is that?"
Two million adults in Britain are being forced to still "live like teenagers" because they cannot afford to move out of home, the head of housing charity Shelter said.
Roger Harding told ITV News the government needs to build more affordable housing to "give them some hope."
Young people need "bolder action" than the Government's flagship Help To Buy scheme if they are going to be financially independent enough to move out of their parents' home, a housing charity said.
Campbell Robb, chief executive of Shelter, said:
– Campbell Robb
The 'clipped wing generation' are finding themselves with no choice but to remain living with mum and dad well into adulthood, as they struggle to find a home of their own...
Rather than pumping more money into schemes like Help to Buy, we need bolder action that will meet the demand for affordable homes and not inflate prices further.
From helping small local builders find the finance they need, to investing in a new generation of part rent, part buy homes, the solutions to our housing shortage are there for the taking.
Politicians of all parties must now put stable homes for the next generation at the top of the agenda.
Housing charity Shelter uncovered several areas of England where the number of adult children living with their mum and dad is much higher than other parts of the country.
- Castle Point in Essex where 45% of working 20- to 34-year-olds live with their parents.
- Knowsley in Merseyside where the figure is 42%.
- Solihull 38% of young working adults still live in the home they grew up in.
Some 1.97 million adults aged between 20 and 34-years-old are still living with their parents, according to a major housing charity.
Shelter said data collected during the last Census showed nearly 2m adults in England were still living with mum and dad and urged the Government to do more to help the "clipped wing generation" finally fly the nest.
A survey commissioned by the charity also found that nearly half (48%) of 250 young adults who live with their parents said they do so because they cannot afford to rent or buy their own home.
The Census also showed the number of grown up children still living with their parents varied between different parts of England.
The rush to buy property in the capital is slowing because pent-up demand caused by the 2008 crash has started to slow, a housing expert said.
Richard Donnell, director of research at property analysts Hometrack explained:
– Richard Donnell
Overall, market conditions have been strong since early 2013, as a result of pent-up demand returning to the market outside London and with buyers encouraged by low mortgage rates and the launch of Help to Buy, but it now appears that market sentiment is starting to change.
"House prices were unchanged in London over the month, the lowest monthly change for 19 months.
- House prices were unchanged month-on-month in London, Wales and the North East, while they increased by 0.1% in Yorkshire and Humberside.
- They increased by 0.2% in the East, West Midlands and the North West.
- And by 0.3% in the South East and the South West.
- East Anglia recorded the strongest month-on-month uplift in property values at 0.5%.
- Across England and Wales, around one quarter (24%) of postcode districts saw prices increase over the month, falling back strongly from the spring, when around 50% of postcodes were recording price gains.
- Around 1.5% of postcodes across the country saw prices fall month-on-month in July.
London house prices slowed to their lowest rate last month, making July the weakest growth in the capital's property market in 18 months, experts said.
Momentum slowed to just 0.1% month-on-month, property analysts Hometrack found.
The rise in house prices "slowed dramatically" with just 12% of London postcodes registering price gains in July and a further 11% reporting a drop.
Hometrack said this marked the first time in four years that London has had a smaller proportion of markets registering price gains than regions across England and Wales.
Almost 60% of households affected by the "bedroom tax" changes were in arrears as a result of the cut to their housing benefit, an internal Government review has found.
Under the policy, social tenants deemed to have a spare room see their rent eligible for housing benefit reduced by 14%, rising to 25% if they have two or more extra bedrooms.
Some 20% of those affected had paid none of the shortfall and 39% had only paid their landlords part of the money owed, the interim report for the Department for Work and Pensions (DWP) found.
The report found 522,905 households were affected by the policy in August 2013, which equates to 11.1% of social tenancies. Some 57% of claimants were cutting back on household essentials and 35% on non-essentials in order to pay their shortfall.