The Bank of England will make lenders be slightly more careful in testing whether borrowers could afford a rise in interest rates.
Some will argue new figures reinforce the Bank of England governor's view - that Help to Buy is small-scale and essentially benign.
The UK's Property Ombudsman is warning about a growing number of estate agents charging not just sellers - but also those purchasing homes.
The rush to buy property in the capital is slowing because pent-up demand caused by the 2008 crash has started to slow, a housing expert said.
Richard Donnell, director of research at property analysts Hometrack explained:
– Richard Donnell
Overall, market conditions have been strong since early 2013, as a result of pent-up demand returning to the market outside London and with buyers encouraged by low mortgage rates and the launch of Help to Buy, but it now appears that market sentiment is starting to change.
"House prices were unchanged in London over the month, the lowest monthly change for 19 months.
- House prices were unchanged month-on-month in London, Wales and the North East, while they increased by 0.1% in Yorkshire and Humberside.
- They increased by 0.2% in the East, West Midlands and the North West.
- And by 0.3% in the South East and the South West.
- East Anglia recorded the strongest month-on-month uplift in property values at 0.5%.
- Across England and Wales, around one quarter (24%) of postcode districts saw prices increase over the month, falling back strongly from the spring, when around 50% of postcodes were recording price gains.
- Around 1.5% of postcodes across the country saw prices fall month-on-month in July.
London house prices slowed to their lowest rate last month, making July the weakest growth in the capital's property market in 18 months, experts said.
Momentum slowed to just 0.1% month-on-month, property analysts Hometrack found.
The rise in house prices "slowed dramatically" with just 12% of London postcodes registering price gains in July and a further 11% reporting a drop.
Hometrack said this marked the first time in four years that London has had a smaller proportion of markets registering price gains than regions across England and Wales.
Almost 60% of households affected by the "bedroom tax" changes were in arrears as a result of the cut to their housing benefit, an internal Government review has found.
Under the policy, social tenants deemed to have a spare room see their rent eligible for housing benefit reduced by 14%, rising to 25% if they have two or more extra bedrooms.
Some 20% of those affected had paid none of the shortfall and 39% had only paid their landlords part of the money owed, the interim report for the Department for Work and Pensions (DWP) found.
The report found 522,905 households were affected by the policy in August 2013, which equates to 11.1% of social tenancies. Some 57% of claimants were cutting back on household essentials and 35% on non-essentials in order to pay their shortfall.
UK house prices increased by 8.8% year-on-year to reach £183,462 on average in June, Halifax has reported. Values fell by 0.6% month-on-month.
Commuters who live around half an hour's train journey from London, in places like Hemel Hempstead, Beaconsfield, Woking, Stevenage, Brentwood and Luton, pay £283,000 for a property on average.
That means a typical saving of £358,000 compared with buying somewhere to live in central London. Their annual rail pass is just under £4,000 on average, Lloyds said.
For those commuting into England's second and third largest cities, Birmingham and Manchester, living further afield does not necessarily pay off. Lloyds said the average Birmingham property price is £40,000, whereas Solihull, which is 15 minutes away has a typical property price £274,257.
The typical property value in the centre of Manchester is £134,873, which is lower than the average house price in nearby areas such as Stockport, at £192,172, Macclesfield at £231,118, Warrington, at £173,581 and Chorley, at £166,107.
Research has found that commuters who spend an hour-long train journey into London are saving around £380,000 on their average house price compared with the cost of living in the heart of the capital.
Lloyds Bank said that homes within a selection of commuter belt areas which are about a 60 minute commute by train.
Those areas include Crawley, Windsor, Brighton, Rochester, Peterborough and Oxford, typically cost £260,000, which is £381,000 lower than the average price tag for a property within zones one and two in London, at £641,000.
With the average annual rail cost from these areas currently at just below #5,000, it would take someone 76 years of commuting to wipe out the difference in house prices, if property values and rail costs remained at the same levels.
ITV News Economics Editor Richard Edgar reports:
Bank of England announces measures for the housing market - but with "minimal effect" for now
"If you could get a mortgage yesterday, you can get a mortgage today," Governor Mark Carney says. Today's changes are an insurance policy
Politicians must do more to solve Britain's housing problems, a professional body has warned, after a survey revealing Britons' fears over property was released.
The Chartered Institute of Housing (CIH) claimed that the country's housing issues were causing "misery for millions of people", with the younger generation particularly affected.
CIH chief executive Grania Long added:
All parties must do much more to convince the people of Great Britain that they can address the issue.
Now is the time for action - we're challenging all parties to put tackling the housing crisis front a centre in their manifestos.
To have any hope of tackling our housing crisis we must drastically increase the number of new homes we build across all tenures."