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Drivers typically have their eyes off the road for a tenth of the time they are driving, a new study has shown.
For 10 per cent of their journey motorists are eating, reaching for the phone, texting or concentrating on other activities that distract them from what is occurring on the road, according to research conducted by Dr Bruce Simons-Morton.
Teenagers who had recently passed their test were most likely to crash or experience a near-miss as a result of being distracted.
Researchers analysed video footage from cameras installed in the cars of over 150 drivers aged between 18 and 72 years old.
The Competition Commission claimed that in most cases the party managing the accident claim - typically the non-fault insurer or intermediary - was not the party liable to pay the costs of the claim.
The commission estimates the extra premium costs due to the separation of control and liability on replacement cars and repairs to be between £150 million and £200 million a year.
It is considering whether to make a driver's own insurer responsible for providing a replacement vehicle or to give at-fault insurers greater opportunity to take control over managing claims.
There may also be caps on the cost of providing a replacement vehicle and on repair costs, as well as compulsory audits of repair quality after the watchdog found that following an accident too many repairs were not completed to the required standard.
Too many drivers are footing the bill for unnecessary costs incurred during the insurance claims process following an accident, the Competition Commission believes.
These costs are initially borne by the insurers of at-fault drivers, but they feed through into increased insurance premiums for all drivers, the watchdog said.
Alasdair Smith, who is leading the investigation, said:
We are now considering a range of possible measures, some of them far-reaching reforms, to ensure that the market better serves the interests of customers.
The Competition Commission has said it is to look at ways of reducing the cost of car insurance premiums after finding that the market is not working well for motorists.
More than three million British drivers have fallen asleep behind the wheel in the last year. New research shows that almost one in 10 of the UK's more than 38 million motorists have nodded off while driving.
Tiredness contributed to at least 3,357 fatigue-related accidents which have been recorded over the past five years, according to official police figures obtained by LV car insurance.
Among the main causes were long and monotonous roads, a lack of sleep, driving long distances to a holiday destination or after a late work shift.
Today's news is a strong endorsement of the quality of Britain's car industry which is creating jobs, taking on apprentices and contributing to building a stronger economy.
The auto sector is living up to being one of the great success stories of our industrial strategy and a testimony to government and private sector working together in close partnership.
This investment is excellent news for the North East and another vote of confidence for UK manufacturing.
The continued success of Nissan in the UK demonstrates the strength of the car industry here, and its importance as we rebalance and grow the economy.
This announcement shows how the car industry in partnership with the Government continues to win important long term investment projects in a tough competitive sector, helping the UK to get ahead in the global race.
- Production started at Nissan Sunderland Plant in September 1986.
- Total investment made and announced since then is over £3.5bn and total plant volume stands at more than 6.9 million units.
- 80 per cent of production is exported to 97 international markets.
- Its current model line-up is Qashqai, Qashqai+2, Juke and Note.
- Forthcoming production at the plant includes the 100% electric Nissan LEAF, the new Nissan Note and the next-generation Nissan Qashqai.