The high cost of credit - and alternatives to payday and short-term loans - were discussed in this month's political programme, Around The House.
Helen Ford was joined by the Conservative MP for Hexham Guy Opperman - and Stockton North's Labour MP Alex Cunningham - to consider the options for people struggling with debt, and the high level of demand for emergency loans.
Newcastle City Council has become one of the first in the country to block access to the websites of payday loans companies via its own computer system. The council is also planning to try to stop the lenders advertising on some billboards in the city.
However, not everyone is against the loans companies - a survey by uSwitch found half of people who had taken out a payday loan found it a positive experience.
Newcastle City Council has blocked access to the websites of payday loans companies across its entire computer network, including offices, libraries and council-owned community centres. It is also looking at how to prevent them advertising on some billboards in the city.
However, a survey published by uSwitch found 50% of people who had taken out a payday loan found it a positive experience. Almost a third would take out another loan.