One in 11 people in the North East fear they won't be able to pay the rent or mortgage at the end of this month, according to the charity Shelter.
The charity warns that many people are in denial about how serious their situation is and that they could be at risk of losing their homes.
Cuts to housing support will put people in Newcastle at risk of losing their homes if they lose their jobs. A charity has identified Newcastle as a "worrying hotspot". Shelter analysed the impact of the Government's controversial Universal Credit reforms.
Under the current system, renters who have not claimed housing benefit in the previous year get the full cost of their rent covered for up to 13 weeks if unemployed.
Shelter warned that under Universal Credit a renter will only receive a standard amount towards their housing costs.
The Government said that only a "tiny percentage" of housing benefit claimants receive help from the 13-week rule, which was designed 27 years ago.
It argues that the package of Universal Credit reforms will also give people a much clearer route back into work.
The homless charity Shelter say that the number of people falling behind with their rent or mortgage payments is increasing, putting their homes at risk.
They are also stressing the dangers of turning to short-term, high interest credit as a way to help ends meet.
The North East is receiving £7 million pounds to bring empty homes back into use.
The money is being given to five councils from Tyneside to Teesside.
One charity has welcomed the news but says it will not solve what it calls the housing crisis.