As huge numbers of people are left in debt and councils are millions of pounds out of pocket, an investigation by ITV Tyne Tees and Border has revealed local authorities are chasing-up council tax arrears of £116m.
Debt charities say, despite a council tax freeze in many areas, people don't have the money to pay up. Matt Hartley is from the Consumer Credit Counselling service.
More top news
'Disappointed but not downhearted.'
Kerrie Gosney brings you Saturday night's forecast
Hollywood star is mistaken for controversial referee with the same name.