No one ever said that running your own business was easy. A double dip recession in 2012 has demonstrated why.
All companies have had to adapt.
But two entrepreneurs in our Business Club have been forced to throw out their plans and start all over again.
Our Business Correspondent Ben Chapman, who's been following them all year, explains why.
More top news
Yorkshire Bank is closing 39 of its branches across the country. We list the ones affected and how far customers will need to travel
The 60-year-old will take over from Craig Hignett at Victoria Park after Craig Hignett left by 'mutual consent'.
The company says declining use and the growth of digital services means there is less need for branches