- HBOS's corporate banking division was by Peter Cummings - who reportedly left with a £660,000 pay-off and a £6m pension pot.
- When Lloyds took over HBOS at the height of the banking crisis, it was forced to write off more than £20bn
- In the three years from the start of 2006, its transactions increased in size and complexity and left it with concentrated exposures to property and significant large borrowers.
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