The Health Secretary Andrew Lansley has spoken about plans for a consultation on stripping all branding from cigarettes sold in England.
He said there would be arguments and counter-arguments for the move that will need to be be weighed up.
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The lender, which is the worst affected by the PPI mis-selling scandal, said it has also set aside £150m for other conduct issues.
Vodafone has been fined £4.6 million by the industry regulator for "serious and sustained" breaches of consumer protection rules.
After a very foggy start it should be a sunny afternoon for most of us.