Pierre Williams from the Federation of Small Businesses told ITV News that if the Funding for Lending Scheme fails, the Government will have to "look carefully" at whether high street banks are the 'right conduit'.
The £80 billion scheme will give money to banks on the basis that they provide cheaper loans to kick-start lending.
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China's wild Panda population grew by 268 or 16.8% between 2003 and 2013 according to a nationwide survey on the highly endangered mammal.
Approaching Atlantic frontal systems will give a wet and windy night right across the UK with some heavy bursts of rain for everyone.
Police said 375 people attended a rally in Newcastle by the anti-Islam group Pegida, while 2000 people joined a counter-demonstration.