Pierre Williams from the Federation of Small Businesses told ITV News that if the Funding for Lending Scheme fails, the Government will have to "look carefully" at whether high street banks are the 'right conduit'.
The £80 billion scheme will give money to banks on the basis that they provide cheaper loans to kick-start lending.
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Speaking to ITV News' Mark Austin on the anniversary of the London bombings, ex-PM says nations around the world will need to respond.
A Canadian man has been arrested after tying more than 100 balloons to a garden chair and flying over the city of Calgary.
A van bearing the faces of some of Britain's most wanted fugitives will be driven around parts of Spain popular with expats in a new push.