Pierre Williams from the Federation of Small Businesses told ITV News that if the Funding for Lending Scheme fails, the Government will have to "look carefully" at whether high street banks are the 'right conduit'.
The £80 billion scheme will give money to banks on the basis that they provide cheaper loans to kick-start lending.
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Apple has released a new security update after an activist's iPhone's was targeted by spyware in the United Arab Emirates.
The former boss of BHS has told ITV News he has no plans to give back the £1 million he took out of the collapsed firm.
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