- The CML has said that lenders' forbearance has helped to ease the situation, with some reducing rates temporarily, as well as extending payment dates.
- The CML has called for the Government to extend some temporary benefit arrangements for at least another year to help those who are struggling.
- It said that repossessions have so far been kept down to a much greater extent than predicted due to the Support for Mortgage Interest (SMI) scheme, which helps those who are having trouble with their mortgage payments.
- The body has said the decision to offer SMI on more generous terms, which are due to be scaled back next year, has helped nearly 250,000 people to remain in their homes at any one time.
- The Government has said the SMI payments system, which costs £400 million a year, is not sustainable.
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