Help is available to those facing the real and frightening prospect of losing their home.
The Government has given £19 million to councils so they can offer short-term loans to struggling homeowners, and over £3 million to the National Homelessness Advisory Service, run by Shelter and Citizens Advice, to ensure help is on hand to families when they need it most.
Anyone struggling with their mortgage should seek early help, so that repossession is always the last resort.
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