One family struggling to get on the housing ladder spoke to ITV1's Daybreak about the problems they face. James and Sarah live in Stratford-Upon-Avon with their 8-month-old son. Despite wanting to own their own home they have no choice but to rent because they can't afford a deposit. James said:
"At the moment you need minimum 10% if not 15% to 20% deposit to get a decent mortgage rate. And with the price of properties you're looking at £25,000 upwards which is a big sum to save up for people."