We recognise that many lenders are now using a far more sensible set of lending criteria than before, but it is important that these common sense principles are hard-wired into the system to protect borrowers.
We want borrowers to feel confident that poor practices of the past, which led to hardship and anxiety, are not repeated.
More top news
Astronomers in Australia have taken an image of a phenomena that Albert Einstein predicted 100 years ago.
It will become increasingly wet and windy across parts of Scotland and Northern Ireland across the next few days.
A police helicopter went on a 40-mile search after a 999 call about a cry for help - only to discover it was a goat and her kid.