We recognise that many lenders are now using a far more sensible set of lending criteria than before, but it is important that these common sense principles are hard-wired into the system to protect borrowers.
We want borrowers to feel confident that poor practices of the past, which led to hardship and anxiety, are not repeated.
More top news
Police in Los Angeles have opened an investigation after another sexual assault allegation was made involving Harvey Weinstein.
The cost of childcare for young children has increased up to seven times faster than wages over the past few years, a new study reveals.
A mild night and another misty, grey start in places in the morning.