- Last year, a house was worth around five times the buyer's income on average, compared with 3.7 times a decade ago.
- Shelter found last year that 42% of borrowers sometimes found it hard to make mortgage payments, with 14% struggling constantly.
- The regulator estimated that as a result of lenders already tightening their borrowing criteria, up to 45% of borrowers who had taken out a deal since 2005 could be mortgage prisoners.
- Roughly half of them were thought to be trapped due to their credit problems and the other half because interest-only and low-deposit deals had become more restricted.
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In other words, the Prime Minister will say that leaving the EU would not lead to a single EU law being abolished instantly.