We very much welcome the role this review will play in protecting families from taking on debts that are simply not sustainable.
At Shelter we know only too well the damage that reckless lending can cause and the lives that are ripped apart by the pain of repossession.
The biggest barrier to home ownership in this country is not regulation of the mortgage market, but the sky high cost of housing due to decades of under-investment in building new homes.
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Brighter skies developing across northern Britain and Northern Ireland with some sunshine tomorrow but feeling cooler again.