Homeless charity Shelter has said the number of homeless families in Britain has been "rising steadily over recent months".
Daybreak's Carla Eberhardt speaks to mum-of-three Erika Garratt who had her home repossessed last year and had to move back in with her parents.
Ms Garratt said: "We just completely ran out of money. I was having to get family to buy food and we were relying on clothes gifts. It was stressful and awful."
More top news
A sigh of relief across Westminster and a crushing sense of disappointment for 45% of Scotland, but Yes campaign could not have done more.
ITV Border Political Editor Peter MacMahon says we've just seen a emotional former SNP MSP appearing to concede that the Yes side has lost.
ITV Border Political Editor Peter MacMahon says it's far too early to call this referendum.